In previous blog posts we discussed the different types of automobile insurance available in North Carolina. The coverages below may be purchased in addition to your basic automobile coverage. You will be charged an additional premium for electing these options....
When your car is damaged in an accident, it is possible that the person who caused the accident may not have enough coverage to repair or replace your vehicle. If you have optional collision coverage in your own automobile insurance policy, it can be used to help pay...
Uninsured Coverage First, you need to understand the difference in these two types of coverages. Uninsured coverage (abbreviated as UM on your declarations page) is for situations where the person who caused the accident did not have insurance at the time of the...
Medical Payments Coverage (Medpay) is included in most automobile insurance policies but few people even know it is there or what it is. Medpay is an optional coverage, but because it is so expensive, most insurance agents automatically include it with your insurance...
Last time we discussed liability limits for your automobile insurance coverage and the danger of not having enough coverage. In Part II we are going to discuss other ways to protect your assets in addition to increasing your automobile insurance limits. Insurance,...
For those who have just experienced their first motor vehicle accident, they might be shocked to realize just how much red tape and administrative work is involved in receiving compensation – not only the compensation that might be owed to you from the at-fault party,...
Did you know that in North Carolina, a person is only required to have $30,000 in automobile liability insurance coverage? With the rising cost of health care and mandatory diagnostic medical procedures, a person seriously injured in an automobile accident may face...
In North Carolina there are basically six types of typical automobile insurance coverage. (1) there is liability coverage which pays others that you might hurt with your car. Currently, the minimum limits are 30K per person up to 60K per accident; (2) there is...
