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Personal injury Archives | Devact

Tort Reform & the Misunderstanding of the McDonald’s Hot Coffee Case

Posted in Injuries, North Carolina, Personal injury on Thu March 22, 2018



Tort Reform and the Misunderstanding of the McDonald’s Hot Coffee Case

Not long ago, College Humor created a comedic, but entirely accurate, video short about the infamous McDonald’s Hot Coffee lawsuit. To this day, many people’s understanding of the McDonald’s case goes something like “old lady spills coffee on herself, then she and her lawyer sue McDonald’s for millions.” This narrative was adopted and pushed by many large corporations – particularly insurance companies and tort reform advocates –

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Uninsured and Underinsurance Automobile Coverage

Posted in Accidents, Automobile insurance, Insurance, Motor Vehicle Accidents, Personal injury on Fri March 17, 2017



Uninsured Coverage

First, you need to understand the difference in these two types of coverages.  Uninsured coverage (abbreviated as UM on your declarations page) is for situations where the person who caused the accident did not have insurance at the time of the accident (even though to not have insurance is against the law).  It is required in all automobile insurance policies and covers personal injuries and property damage you might sustain due to another person’s negligence in causing the wreck.  

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Collision and Comprehensive Automobile Insurance Coverage in NC

Posted in Automobile insurance, Insurance, Motor Vehicle Accidents, Personal injury on Fri March 10, 2017



When your car is damaged in an accident, it is possible that the person who caused the accident may not have enough coverage to repair or replace your vehicle.  If you have optional collision coverage in your own automobile insurance policy, it can be used to help pay for this damage.  Using your collision coverage will not increase your insurance premium unless you were at fault.

Also, sometimes when you are involved in an accident the other insurance may move slowly in paying for your car. 

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On-the-Job Personal Injury & Workers’ Compensation

Posted in Accidents, Personal injury, Workers' Compensation on Thu January 19, 2017



There are many kinds of on-the-job injury that can take you out of work for weeks, or even months. This means you may need to apply for workers’ compensation to provide for yourself and your family. Whether you’ve suffered a fractured ankle while on a jobsite or were injured while driving the company car, you may be entitled to workers’ compensation benefits.

Here’s a general overview of what you need to know about the following on-the-job injuries and how you can receive the compensation you need and deserve.

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List identifies the ’10 Worst Toys’ for the 2016 holidays

Posted in Personal injury on Wed November 30, 2016



Even though Black Friday and Cyber Monday may already be in the rearview mirror, there’s still a little over three weeks until Christmas, plenty of time for those looking to make some toy-related purchases for the little ones in their lives. Indeed, sales figures show that the holidays account for an astonishing 65 percent of annual toy sales.

While parents, grandparents, uncles, aunts and other caregivers understandably want to give the children in their lives the toys that they believe will provide the most hours of fun,

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Pedestrian accidents: Death rate for teens up 13 percent

Posted in Personal injury on Fri November 18, 2016



Keeping kids safe is a 24/7 job. Even the simple act of walking has become more dangerous in recent years. According to Safe Kids Worldwide, a global organization dedicated to helping kids avoid serious injuries, the rate of fatalities from 12 to 19 year old pedestrians getting struck by a car are up 13 percent since 2013.

What do we know about pedestrian accidents and teens?

We know that every week in the United States there are approximately five teen pedestrian deaths.

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CPSC falls short of issuing crib bumper ban

Posted in Personal injury on Sun November 13, 2016



When a couple receives the news that there is going to be a new addition to their family, they are understandably filled with tremendous joy and great excitement over what the future holds. Once these emotions start to subside, however, most expecting parents will likely feel a new sensation: nervous anticipation.

Indeed, they may suddenly find themselves confronted with the need to start accumulating all of the basics from clothes and toys to a stroller and crib. The good news is that there is no shortage of vendors or options for baby-related items.

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Examining a very real Halloween danger for children

Posted in Personal injury on Fri October 28, 2016



It may seem hard to believe, but Halloween is now less than a week away. This means that come Monday night, streets and sidewalks across North Carolina will be filled with costumed children of all ages looking to collect as much candy as possible.

While there is no disputing the fun of Halloween for children, it can’t be overlooked that October 31 does present some potential dangers of which parents should be aware. For example, there is always the danger of inattentive or speeding motorists,

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Government cracks down on nursing home arbitration provisions

Posted in Personal injury on Thu October 27, 2016



Nursing homes are facilities that are supposed to provide our loved ones with needed care. Finding the right nursing home is not an easy task. Meeting the criteria needed for your loved one and finding an opening within a desired facility are common obstacles. Once the right home and an opening is found, residents and loved ones may not push back against requirements listed in the admission contract.

One such requirement is under scrutiny by the federal government.

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