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Insurance Claim Archives | Devact

Was the Catawba River and Mountain Island Flooding Avoidable?

Posted in Insurance Claim, Real Estate on Tue June 18, 2019



A week later, residents along the Catawba River and Mountain
Island Lake continue their dry-out and clean-up. By many meteorologists’
accounts, the area experienced a forecasted large rain even last Friday through
Sunday (June 7-9) that ultimately, after the release of waters by Duke Energy
on the southern end of Lake Norman, caused a sudden, rapid, and unprecedented
surge of water south down the Catawba River. Coastal residents living along
Mountain Island Lake and the Catawba River south of Mountain Island Lake
experienced rises in water in excess of 10 feet over a few hour period.

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Medical Payments (Medpay) Coverage in your Automobile Insurance Policy

Posted in Automobile insurance, Insurance, Insurance Claim, Insurance Policy on Fri March 3, 2017



Medical Payments Coverage (Medpay) is included in most automobile insurance policies but few people even know it is there or what it is.  Medpay is an optional coverage, but because it is so expensive, most insurance agents automatically include it with your insurance premium.

What is Medpay?

Medpay is similar to a small health insurance policy.  Generally, the limits are between $500 and $5,000 and the premium for Medpay is only a few dollars more.  The purpose of Medpay is to reimburse you for any medical expenses you incur as a result of being injured by someone else in an automobile accident. 

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Avoid pitfalls of the insurance application and claims process

Posted in Insurance Claim on Thu June 13, 2013



Our firm recently litigated a case where a warehouse was damaged by a tornado. The damage was estimated to be around $1 Million. During the course of the investigation of the claim, the insurance company sought certain information from the insured and the insurance agent that procured the policy. The insurance company then denied coverage after it determined that the information contained in the application was false.

What transpired was a year-long court battle in which the insurance company,

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