Though we all do our best to drive safely, accidents can occur even when you were driving carefully. When this happens, most advice instructs you to exchange insurance information with the other driver so that the at-fault driver’s insurance can pay the damages. But...
In 2016, in North Carolina, there were 267,494 motor vehicle accidents. With so many drivers on the road, it is important for people to take into account how to drive safely. Attentive drivers tend to be safer drivers than distracted drivers are. According to the...
When someone tragically dies in an automobile accident or as the result of the negligence of someone else, it may give rise to what is known as a “wrongful death action.” There is substantial confusion about what this means. We are often asked to explain the process....
In previous blog posts we discussed the different types of automobile insurance available in North Carolina. The coverages below may be purchased in addition to your basic automobile coverage. You will be charged an additional premium for electing these options....
Most of us just pay our automobile insurance premium without completely understanding what coverage we have and what coverage we should have. In this and the upcoming series of blogs we want to give you a brief explanation of the various options you have and...
Uninsured Coverage First, you need to understand the difference in these two types of coverages. Uninsured coverage (abbreviated as UM on your declarations page) is for situations where the person who caused the accident did not have insurance at the time of the...
Last time we discussed liability limits for your automobile insurance coverage and the danger of not having enough coverage. In Part II we are going to discuss other ways to protect your assets in addition to increasing your automobile insurance limits. Insurance,...
There are many kinds of on-the-job injury that can take you out of work for weeks, or even months. This means you may need to apply for workers’ compensation to provide for yourself and your family. Whether you’ve suffered a fractured ankle while on a jobsite or were...
